近些年通膨嚴重！父母養一個小孩的教育金居高不下，一份「教育金準備大調查」成效顯示，本年平均每位後代所需的教育金高達新台幣471萬元，終於較客歲削減10萬元，但仍創下歷年次高。本年查詢拜訪新增新世代父母願意每月破費5,597元在後代才藝培育上，為各年歲層中最高。

家長多半以「定存 / 儲蓄」、「股票／基金投資收益」為教育金準備對象，使用分紅保單準備教育金有明明成長，較去年增添9.3%。

六成為子女準備教育金 定存、股票基金及保險排前三

2025年的查詢拜訪後果顯示，每位後代的教育金較去年微降至471萬元，2024年此查詢拜訪為481萬元，少了10萬元。今年查詢拜訪新增新世代...","publisher":{"@type":"Organization","name":"Yahoo奇摩新聞","logo":{"@type":"ImageObject","url":"https://s.yimg.com/cv/apiv2/twmobi/icon/yahoo_tw_logo_structuredata_20200630.png","width":136,"height":60}},"author":{"@type":"Person","name":"葉憶如｜Yahoo財經特派記者","url":"https://tw.stock.yahoo.com/author/%E8%91%89%E6%86%B6%E5%A6%82","jobTitle":""},"creator":{"@type":"Person","name":"葉憶如｜Yahoo財經特派記者","url":"https://tw.stock.yahoo.com/author/%E8%91%89%E6%86%B6%E5%A6%82","jobTitle":""},"provider":{"@type":"Organization","name":"Yahoo奇摩股市","url":"https://tw.stock.yahoo.com/reporter/","logo":{"@type":"ImageObject","width":156,"height":32,"url":"https://s.yimg.com/os/creatr-uploaded-images/2024-12/1eeff400-bcd6-11ef-8ffc-9e7a7e9d3e65"}},"image":{"@type":"ImageObject","url":"https://s.yimg.com/ny/api/res/1.2/UIoXV6y4X0.8Hl35gMQQwg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTI0MDA7aD0xNjAw/https://s.yimg.com/os/creatr-uploaded-images/2023-01/46496080-a564-11ed-afcb-4830618718d4","height":800,"width":1200},"thumbnailUrl":"https://s.yimg.com/ny/api/res/1.2/UIoXV6y4X0.8Hl35gMQQwg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTI0MDA7aD0xNjAw/https://s.yimg.com/os/creatr-uploaded-images/2023-01/46496080-a564-11ed-afcb-4830618718d4"}

家長大都以「定存 / 儲蓄」、「股票／基金投資收益」為教育金準備對象，利用分紅保單準備教育金有顯著成長，較客歲增添9.3%。